Equities First – Affordable Loans amid World Financial Economic Effects

The financial recession has to this day affected investors whereby acquiring a loan from financial lenders has become a problem. As part of the credit and housing boomed, there was an increase of the collateral debt obligations (CDO) and mortgage-backed securities (MBS). Such financial advance enabled investors and institutions around the globe to invest within the US housing market. While the housing costs declined, key global financial companies that has sought loans and invested heavily within subprime MBS reported huge losses. Falling costs also led to homes valued less as compared to attached mortgage loans causing the financial incentive entering the foreclosure. The proceeding foreclosure epidemic that started in late 2006 within US and just minimized to historical levels at the beginning of 2014 drained huge amounts of cash from consumers, who ended losing to a maximum of $4.2 trillion in riches from home equity. Losses and defaults among other kinds of loans likewise increased greatly as the crisis became worse from the housing markets to other economy parts. Total losses are approximated in trillions of USD worldwide. Lending institutions have to date tightened their rules whereby loans have become hard to borrow and those who do pay in huge interests rates. Stock-based loans have been gaining traction with small business owners and potential individuals using stock to borrow loans. Equities First is one of the leading organizations investors do not miss to visit (http://www.equitiesfirst.co.uk/) with the company offering the most recommendable stock loans products in the market.

With the expanding of housing & credit bubbles, a number of issues facilitated the financial structure to both enlarge and become highly fragile, a progress referred as financialization. The financial recession has affected startups with many finding it hard to secure traditional loans from financial institutions. Equities First is the global lender that has stand on the gap and with spearheading alternative lending services, investors have it easy to acquire fast & affordable stock working capital.


Chris Burch Offers The Best Five-star Resort Experience At An Indonesian Island

Renowned fashion mogul and entrepreneur Chris Burch’s foray in the hospitality industry is paying high with the recent reports. His five-star resort venture in Sumba Island, Indonesia, is voted as the best hotel in the world by the travel magazine Travel + Leisure in the year 2016. The resort named Nihiwatu was actually a beach hostel, and in 2012, Burch joined hands with James McBride, a major hotelier. They bought the hostel, remodeled to a world-class resort with all the amenities and adventure elements added, and reopened in 2015. Per Travel + Leisure, the villas are renovated or constructed with ikat accents and thatched roofs, similar to traditional Sumbanese homes. The guests would find a fantastic leisure experience here with options to ride horses, fish, trek to the spa, etc.  Related article here.

“I made the decision to purchase it for my children and to preserve and give it back to the society. The palette of the place is stunning that can inspire you to do new things which you didn’t do in other places like having a butler for every room, building a spa under the waterfall, explores the new places, and more,” Burch explained what inspired him to invest in the resort, for the full article, click on bjtonline.com. Nihiwatu resort has 27 villas and an individual private home called Raja Mendaka – specially for Chris Burch. The private home of Chris has the main house and four villas with private pools for each unit. Per reports, Burch spends time between the Hamptons, Miami, and at Nihiwatu. The adventures at the resort are unlimited, and it is nicknamed as “The Edge of Wilderness.”  More of this in businessinsider.com.

Chris Burch is one of the most successful serial entrepreneurs and the CEO of his own Burch Creative Capital. As an experienced investor in various industries for four decades, Chris has a great ability to understand the opportunities and utilize it. His investment journey started when he invested $2,000 and started Eagle’s Eye apparel in 1976. It grew into a multi-million dollar in the later years, and he finally sold it for $165 million to Swire Group.

Chris uses both innovation and implementation to capture unprecedented success in his ventures, and he helped at least 50 companies to register better business and revenue over the years. Burch follows diverse investment portfolio starting from lifestyle and consumer goods to technology industries including organic foods, hospitality, and more. Chris was part of the board of directors of a senior care consulting group called The Continuum Group and an investment management firm – Guggenheim Capital.  For an update of Burch recent timelince activities and more check on crunchbase.com.

For further reading hit on http://www.burchcreativecapital.com/press/

Chris Burch the Fashionable Icon Picks a Remote Exotic Indonesian Island as the Location of a Paradise Resort

Choosing a remote Indonesian island as its location, Chris Burch the fashion icon and mogul has built what seems to many holiday makers, the best resort in the world. He has his vision set on entrepreneurship in the hospitality industry after being the CEO and Co-founder of a series of retail outlets with an international outlook. Apart from investing in many popular retail brands, this flamboyant and charming personality owns well-known businesses like Troy Burch and C. Wonder. In this venture, he has partnered with another famous hotelier called James McBride to renovate and modernize a beach hostel which now ranks with the best holiday destinations in the world.  Related article on fashionista.com.

They have renamed the hostel by calling it Nihiwatu after spending over $30 million in giving the place a facelift, as they modestly refer to the ambitious undertaking. With reference to businessinsider.com, In the category of the best hotel in the world 2016, Travel + Leisure gave this paradisiacal island resort to honors. It is now a recognized five star home for the wealthy. In 2015 when he was interviewed by Business Jet Traveler, Burch said he purchased it as a special gift for his children because he hoped the pristine island is something he wished to preserve so that he could give it back to the rightful owners – the local community. It is a beautiful place where people can do things they seldom dream of doing because of the tranquility found in the island. Hit on bjtonline.com, to read more about the subject.

Some of its remarkable features are the location for a spa under a waterfall, having a personal attendant and butler in the room, and visiting places where very few people have ever been to in the past. The venture has succeeded beyond their expectations. The Wall Street Journal reports that Burch divides his time between the Indonesian Resort, the Hamptons, and Miami. In the resort, there are 27 private villas, and a private home called Raja Mendaka which is Burch’s. The home is in an opulent setting with four villas each with a private pool, and the main house. It is nicknamed the “Edge of Wilderness. The two-story tree houses and other exotic architectural designs make it a heaven on earth. It is a surfer’s paradise, but not more than ten guests are allowed into the water at the same time. Last year, over 1.7 tourists visited the resort.  Try clicking this for an interesting read.

Chris Burch is the founder and President of Burch Creative Capital, a company that has large investment portfolios; it is a testimony of values and visions for new entrepreneurs who target new market opportunities.   He has a passion for bringing positive impact on clients’ lives by instilling creativity, imagination, scaling, incubation and support leading to vertical growth. In a long career spanning 40 years, he has propelled over 50 companies to success. He has an intuitive perception on the behavior of consumers which combined with experience in sourcing talent, and innovation makes him a powerful businessman.  Learn his recent timeline activities and more, head over to this.

To read more about Burch, hit http://www.burchcreativecapital.com/company/christopherburch/

Tammy Mazzocco’s Growth in the Real Estate Industry

Tammy Mazzocco is a realtor currently living in Columbus, Ohio. Besides real estate entrepreneurship, she has interests in sales and health. Her career in the real estate industry began with The Edwards Realty Company. There, she worked under the leadership of Mike Zelnick together with a team of 9 other commercial agents. In the next seven years, she spent her time managing a condominium at Scotland Yard. It was during this period that she got licensed as a realtor. Ken Cook, the owner of Cook Realty and the general manager of Scotland Yard, played an instrumental role to her. He was instrumental in the development of Tammy at the beginning of her career. As a matter of fact, Cook was responsible for Tammy’s license in 1995.

Tammy left Scotland Yard and joined T&R Properties. In this company, she became a multi-site property manager. She got tasked with managing two apartment complexes and an office warehouse. A few years later, Tammy became a licensed personal assistant for Joe Armeni. Joe was a highly successful real estate agent. Working with Joe inspired Tammy to pursue real-estate as a full-time job. Today she sells residential houses in Franklin, Delaware, and Fairfield counties in Central Ohio.

A look into Tammy Mazzocco’s social media indicates that she is keen to the development of the real estate industry. Additionally, she keeps tab of the day to day global activities. On Tumblr, she posted on the Australian Court verdict to delete all posts related to hate speech. In a different post, we see her contribution in spreading the news on life expectancy. On her Facebook, it’s a little bit different. Most of her post here details her social life; the places she has been social activities she has undertaken, and pictures of herself. On the other hand, her twitter account details more progress in real estate industry and a little bit of her social life. More details can be found on LinkedIn.

In an interview, Tammy Mazzocco says that she found her way to real estate through her career. Several jobs in different real estate industries and inspiration from a manager that helped her get licensed. Before the day in the office begins, she starts off with meditation and a little bit of stretching. Later, she starts with the most important tasks and does the emails later. According to Tammy, brainstorming and listening to the market is among the best ways to get ideas. To the aspiring entrepreneurs, setting goals and breaking them down into steps forms the best structure to success.

See more: https://ideamensch.com/tammy-mazzocco/

Cameron Clokie Works Hard to Achieve What He Has

Cameron Clokie is many different things. He is not only a surgeon but also an entrepreneur as well as a teacher and a scientist. He is a Professor at the University of Toronto. Cameron also the University of Toronto’s Head of Oral and Maxillofacial Surgery. It was in 1985 when Cameron Clokie was able to receive his Doctor of Dental Surgery, or his DDS. He also was able to receive his Ph.D. in bone regeneration that is related to the development of interface. He received these degrees from McGill University.

Cameron Clokie has had the honor of being able to contribute to many different publications. He has also been honored to lecture in different countries on many different topics that range from oral regeneration to things like a university-related transfer of technology on inducebiologics.com. Clokie’s bone research group was started back in 1993. It was started at McGill University but later in 1998 got moved to the University of Toronto. This research group has been very active in not only the development but also the evaluation of different and new technologies for bone regenerative surgeries.

Cameron Clokie’s goal with his work is to be able to develop different bioimplants on dentevents.com. It is his hope that these implants will be able to eventually replace autogenous bone graft needs. In addition to all of the work that Clokie does, he also is able to maintain a very busy clinical practice that specializes in Oral and Maxillofacial Surgery. This clinic is located in Toronto, Canada. The clinic also has a primary focus on reconstruction of the face and also bone regeneration.

Cameron Clokie received a lot of his specialized training at the Toronto General Hospital in addition to numerous other doctors who are now currently practicing in the United States as well as in Canada. Cameron Clokie’s leadership and guidance, in addition to numerous others, is a big reason why the Oral and Maxillofacial Surgery Program at this hospital was able to not only develop, but also flourish. Clokie helped the program place the emphasis on service, education and research, teaching and even helping to enable it reach the current high status that it holds.

Source: https://ca.linkedin.com/in/dr-cameron-clokie-136991109

Tammy Mazzocco-A Proven Professional

Tammy Mazzocco, a licenced real estate agent since 1995, is a ReMax One agent in Pickerington, Ohio. Her residential real estate market area includes Delaware, Fairfield, Franklin, and Licking counties in Central Ohio.

An experienced professional, Tammy Mazzocco received a solid foundation in real estate before she was licensed, by working a secretary of a commercial real estate firm. Afterwards, she worked for several years as a condominium manager at Scotland Yard Condominiums. While she was working at Scotland Yard Condominiums Ken Cook recognized her talent and encouraged her to become licensed. Ken Cook was the broker and owner of Cook Realty and general manager of Scotland Yard. After leaving Scotland Yard, Mazzocco became a multi-property manager at T & R Properties. Tammy at Facebook .

In 2000, Tammy Mazzocco became a real estate agent at Judy Gang & Associates in Pickerington, Ohio. Mazzocco admits that at first, she had to work on her ability to talk to about their finances and wasn’t very skillful in pre-qualifying leads. She overcame her challenges by studying scripts used by other agents. She practiced by saying them out loud until she felt more comfortable. Click Here Tammy’s ideamensch interview.

Tammy Mazzocco believes in setting goals and then developing the steps to accomplish those goals. However, the clients she serves are more important than checking off tasks on a list. The advice Mazzocco would give to anyone in business is to treat their clients’ time and investment the same as they would their own. She tells them not to focus on the commission, but focus on what’s best for the client. Mazzocco makes contact with her clients through various stages of the home buying process. Tammy Mazzocco strives to leave her customers satisfied with customer service as her primary concern. At least 85 percent of her business comes from repeat customers and referrals.

http://www.tammymazz.com/featured-searches/rentals for more details.

Equities First Says Using Stock As Loan Collateral Increasing In Usage

Equities First Holdings, LLC is a company, headquartered in Indianapolis, Indiana, that offers alternative shareholder lending options. The company says that as traditional lenders such as banks tighten the criteria under which they will loan borrowers capital, their business has seen an uptake in companies coming to them for margin loans and stock-based loans. Equities lending is gaining attention and popularity from those who either don’t qualify for a conventional loan or don’t have time to go through the time it takes to go through the conventional bank loan process.

The Founder and Chief Executive Officer of Equities First Holdings, Al Christy, Jr., says that the loans they offer, which are collateralized by stock in the company seeking capital, offer a number of attractive details. These types of loans have a better loan-to-value ratio and lower fixed interest rates. While explaining the details of stock-based loans, Christy said that most of the loans are for three years and provide the company seeking capital with a hedge against a market downturn. He continued on, saying that the loans are non-recourse which means the borrower can walk away from the loan at any time regardless of whether their stock is doing well or poorly. Read More Here .

The types of companies that Equities First Holdings works with are those that need to raise capital for a number of reasons including expanding their business, taking advantage of new market opportunities, or for other reasons. Some companies don’t qualify for conventional loans and so they seek the alternative financing solutions that Equities First provides them.

In addition to the company’s headquarters in Indianapolis, it has offices in London, Hong Kong, Singapore, Australia, and South Africa. Companies around the world are being affected by laws and regulations put into place by governments after the financial crisis of 2008. Equities First at LinkedIn.


The Journey of EOS Lip Balm

Consumers looking for a fresh new twist on lip balm will more than likely fall in love with the brand from the company Evolution of Smooth, or EOS. Seven years ago, EOS began their journey in the oral care industry with their soon-to-be revolutionary lip balm. This unique lip balm first appeared on the shelves in Walgreens. Soon it began to appear on other shelves of tremendously popular stores, such as Walmart and Target. EOS lip balm quickly became a household name, especially after it was spotted in use by celebrities such as Britney Spears, Taylor Swift and Miley Cyrus.

Consumers who were used to buying Chapstick and knock-off brands were growing dissatisfied with the clinical feel and taste that the tubes gave off. The small tubes were easily lost in purses and bags and women felt that other brands that had you dipping your fingers into the pots were gross and unhygienic, not to mention sticky. EOS lip balm examined the field and came out with their own amazing product, a small, circular sphere that was eye-catching to those who spotted it. The spheres come in pastel colors and contain unique flavors inside, such as honeydew and grapefruit. They are fun to put on and don’t easily become lost inside a purse or handbag. This lip balm is also made from all-natural organic ingredients, a major selling point.

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EOS lip balm became a hit, selling more than one million lip balms a week, which is actually more than what they sold their very first year in business. Other companies, such as Blistex and Sephora, have even tried their own knock-off products. EOS is now a household name and can be found in stores all over the country. The brand has millions of followers on Facebook and other social media pages and is a product vastly popular among millennials.

The Incredible Journey of Jose Henrique Borghi

Jose Henrique Borghi has a rich career in advertising spanning over 25 years. He is responsible for creating award winning work in Brazil. This journey started in 1988. He joined Standard Ogilvy. Then he joined many other agencies. These include Talent and DM9DDB. He has also worked for Leo Burnett as well as FCB. While Jose Henrique Borghi worked at DM9DDB, he developed various stellar campaigns there. The one that is still remembered by all is Parmalat’s “Mamíferos/mammals.” Another was “Carlinhos” in which he depicted the prejudice against people having Down ’s syndrome. His other campaigns include Itaú, INBEV and many others on. Jose Henrique Borghi was the Chief Creative Officer at Leo Burnett in 1999. He was promoted in 2001 and became its Chief Executive Officer. During this time he created a successful campaign for Fiat.

In 2002 Jose Henrique Borghi founded his own agency called Borghierh. In 2006 he merged it with the global network Lowe + Partners and became its joint Chief Executive Officer. It was in 2012 that he became its Chairman. Then the agency was called BORGHI/LOWE.

He has won a number of awards at national and international festivals. These would include 13 Cannes, beside 10 One Show, along with 11 New York Festival besides 7 London Festival, and 10 Clios in addition to 15 Abril Awards.

In 1999, Jose Henrique Borghi was the most awarded copywriter by the Archive magazine. In the same year, he was the “Agency Professional” chosen by the Brazilian Advertising Professionals Association. Jose Henrique Borghi has a degree in Publicity and Advertising from PUCCampinas. Watch Video  .

He has a number of successful campaigns to his credit. These include Honda, Michelin, and Itaú, Electrolux, besides Valisére, and Antarctica. His other major accounts include Volvo, Microsoft, besides Philips, Jornal da Tarde and a lot of others.

http://www.panoramamercantil.com.br/sempre-havera-espaco-para-o-talento-jose-borghi-co-ceoecd-da-mullenlowe-brasil for more .

Sujit Choudhry: Ideas, Success, and Processes

Ideamensch.com sits down with Professor Sujit Choudhry, the I. Michael Heyman Professor of Law and Founding Director of the Center for Constitutional Transitions.

The Center for Constitutional Transitions deals with the moving and generation of knowledge supporting the building of constitutions. It excels at this by partnering with global and multilateral organizations and working to create policy options for decision making and research. This is crucial in the assistance of decision and policy makers. Hop over to works.bepress.com for additional articles.

Professor Sujit Choudhry has researched a wide variety of topics concerning constitutitional law and politics including the rights of minorities in constitutions, Canadian constitutional law, and the design of a constitution in ethnically divided societies, more on blogs.law.nyu.edu. He’s published ninety plus pieces of literature including articles, books, and reports.

In the interview,Professor Choudhry discusses his process when it comes to forming organizations, how to generate ideas, how to be successful and not, bad habits and more. On how the ideas for his organizations are formed, Choudhry explains that the Center for Constitutional Transitions identifies the most critical issues when it comes to constitutional transitions.  Refer to pluralism.ca for related article.

A typical, productive day for Professor Choudhry includes reading up on constitutional transitions using a variety of online resources. After that, he typically reads emails from colleagues and then writes for at least a few hours per day, check on sujitchoudhry.com. Professor Choudhry says that a key thing to being effective is coordinating.

On making his ideas a reality, Choudhry explains that his company spends time with policy partners during every step of the research process and do things such as open-sourcing their knowledge online and in different languages.

Have a peek on this relevant link.

The interview concludes with some Key Learnings from the interview, including talking with people on the ground who know what’s really going on, be opportunistic and cost effective, and to remember the fact that you’re never going to please everybody with your work.

Try accessing this link https://ideamensch.com/sujit-choudhry/