Sandy Chin The Stock Market Historian

A few weeks ago on December 4, 2018, investors went into a panic because the stock market took a hit. Individuals have been speculating that the reason for the drop could possibly be repercussions after the China trade negotiations or the drama-filled politics of the United States. This drop has had an effect on all levels of investments from the professional investor’s down to the apps like Stash. The key for investors is to weather the storm, remain calm, and most importantly be open to change.

 

Technology has improved how the stock market functions but it also has its downfalls. The computers can have glitches and disrupt a traders efficiency and lowering the worth of the overall stock market. AI or the computer algorithms are now used to help individuals to determine when to buy or sell shares of stock. AI follows previous stock market trends and uses this information to predict future trends. Since computers and smartphones are available and have the ability to access the stock market with these devices day trading has become more prevalent. Investors have to understand no matter what the situation the stock market will crash. Investors also have to realize that even if they are seasoned investors they have to continually re-educate themselves so they can be aware of any changes or new trends.

 

There has been a history of stock market crashes. There was a crash of 1929 and this crash had an effect on the economy until the mid-forties. Another significant stock market crash was the October 2, 1987 crash, which was known as Black Monday. One of the most recent crashes was the Y2K crash. This crash even had big effects on giants like Cisco and Amazon. To combat the stock market crashes investors should diversify their portfolio by investing in new stocks. Sandy Chin states that investing in new stocks is just a willingness to learn a new philosophy. Sandy Chin reminds people that a stock market crash is inevitable but just like anything else it can be slowed with education and new investments as a defense.

 

 

 

 

 
https://medium.com/@sandychin100

Importance of Mentorship by Sandy Chin

Sandy Chin has managed the selling and buying of the consumer staple stocks for more than 20 years. She is a portfolio manager and the brainchild of the hedge fund famously known as the Tidal Bore Capital. She established this firm in 2016, and it has allowed her to control and manage portfolios focusing on the bottom-up analysis. Before establishing the hedge fund, Sandy Chin served as a senior analyst at the SAC Capital Management in a customer only portfolio management group.

 

Sandy started managing the hedge fund while still working at Visium Asset Management. Before joining the SAC Capital Management, she worked at the Moore Capital Management firm, the Neuberger Berman as the deputy president and senior analyst. She holds an MBA from New York University School of Business and a BA in political science from Columbia Universities Bernard College. She spent most of her time under the mentorship of the famous Bill Leach and established the Tidal Bore Capital with him. Here are some of the benefits of mentorship according to Sandy Chin.

 

Mentors Help to Overcome Hardship

 

Sandy chin said that mentors help to overcome hardship in life. Using Bill as an example, she said that while attending the part-time school program, he helped her to establish coverage in her sector. She also said that her mentor, Bill helped to perform the roles and the dual work she was taking. Bill helped Sandy to prioritize with the different types of companies she would launch and the scheduling for the business school. While still under the mentorship of Bill, Sandy Chin obtained new titles and various promotions while attending the business school.

 

Valuable Lessons You Can Learn From Mentors

 

According to Sandy Chin, you can learn the following lessons from your mentor.

 

  • Always develop your annual and quarterly models

 

  • Always feel free to ask questions at meetings, during investor days and at conferences

 

  • You should not turn down any meeting no matter how junior or small the company is

 

  • Practice investing your own cash in stocks so that you can understand and learn or have the feeling of how the stocks can move after the disappointing earnings report or a strong investor day presentation.

 

For young associates who are starting their career, Sandy Chin said that they should not be afraid to look or ask for more. They should request for higher wages, more opportunities, more promotions and even ask to sit in more meetings and participate in more analyst and management phone calls.

 

 

 
https://twitter.com/SandyChin15

Through a Partnership With PSI Pay Western Union Now Operates in the UK

Western Union began doing business 155 years ago as a telegram messenger company. Today, Western Union (WU) is a money transfer company. WU describes itself as a bridge between the digital and physical worlds. Last year, the company’s online transfer service www.westernunion.com handled 115,200 transactions an hour.

 

Covering 130 countries in 2017 total transactions conducted through WU equaled $300 billion. This year, the Western Union network consists of over half-a-million agents operating in 200 nations and territories. WU offers also offers its services under the names Vigo and Orlandi Valuta.

 

PSI Pay Ltd. and Western Union have joined forces. Residents of the United Kingdom can now transfer money, make payments, and reload their digital wallets via WU using PSI Pay’s platform. A provider of secure money transfers PSI-Pay Ltd is now Western Union’s only online wallet agent operating in the UK.

 

Commenting on the alliance PSI Pay’s Operations Director Jonathan Amrani touted the greater flexibility the partnership with Western Union gives his company’s ecoAccount holders. He also pointed out working with WU provides PSI with an opportunity to expand its operations and customer base.

 

PSI Pay started doing business in 2007 and the manner in which the company conducts its operations are overseen by the UK Financial Conduct Authority (FCA). PSI-Pay is licensed as an e-Money Institution. Their products and services are related to the issuance of payment instruments and e-money.

 

PSI Pay is licensed by Visa and MasterCard Worldwide to issue debit and credit cards. Working in compliance with Financial Conduct Authority regulations PSI Pay is also a MasterCard reporting agency. Authorized to operate in every nation within the European Economic Area (EEA) PSI Pay services include the issuing of the following types of contactless cards: virtual payment, prepaid, and debt.

 

By using wu.com or Western Union mobile app users can avail themselves of the services of WU agents in 155 countries and territories. Locally and globally billions of bank accounts can be accessed.

 

A report entitled “The 2017 World Retail Banking Report” states that 30% of banking customers use “non-traditional institutions” ie; Western Union and PSI Pay. The report’s information was compiled by the global consultancy, technology, and outsourcing firm Capgemini and the European Financial Management and Marketing Association.

 

 

 

https://www.pymnts.com/tag/psi-pay/

 

How Are PSI Pay And Western Union Working Together?

PSI Pay and Western Union are working together on a program that makes it easier for people with eco-wallet accounts to get money from a Western Union customer. Western Union has long been one of the world’s leaders in money orders, and they are not available to all those who have changed over to an eco-wallet program.

 

  1. What Are Eco-Wallets?

 

PSI Pay is a company that offers an app and prepaid cards for their customers. These customers use the app and prepaid card to hold their balance, and they can use that money anywhere that they want. They have the freedom to spend their money anywhere that a debit card is available, and they can check their balance in the app for the company.

 

  1. How Does Western Union Work With Them?

 

Western Union works with eco-wallet companies by allowing their money orders to go straight into customer accounts. The partnership with Western Union makes it much easier for someone to send their money to an eco-wallet payee, and the transfers are made instantly. This is much easier than sending a money order, and it can be done quickly.

 

  1. The Ease Of Eco-Wallets

 

PSI Pay is one of the easiest payment programs in the world to use because it was designed to make life simpler for everyone. This is the kind of program that someone would use if they are tired of regular banks, and they will not pay all the fees that they are accustomed to paying to those banks.

  1. Who Needs Western Union?

 

Everyone should try an eco-wallet plan because it allows them to control their money through a simple app and card. Western Union is used by people the world over to send money to friends and family, and it can now be sent to an account that was once seen as inaccessible. The eco-wallets get instant cash, and they see a message noting that the money came from Western Union.

 

  1. Conclusion

 

PSI Pay and Western Union have made things easier for all their customers by agreeing to work together. Now a deposit can be sent right to a PSI-Pay customer.

 

 

https://angel.co/psi-pay

Southridge Capital – CEO Stephen Hicks Runs a Tight Ship

Stephen Hicks is the CEO of Southridge Capital. His company’s services include advisory and structured finance options for public companies. His company offers a full spectrum of financial solutions and works with a diverse group of clients. A main element of success is the company’s core business team. Southridge Capital has exceptional knowledge and insights about the marketplace. The company is also expert at creating and executing company financial plans that deliver on expectation.

 

So far, Southridge Capital has invested close to $1.8 billion into companies that show solid signs of growth. The company has financed other companies since 1996, and have assisted over 250 public companies during their tenure. The company’s professional team has the knowledge, skills, and expertise to consult and advise on any business issues that pertain to public companies.

 

In an interview with IdeaMensch, the CEO of Southridge Capital shares how the ideas of Southridge Capital orginated. Since his firm’s principal planned to return to Australia, Hicks decided to branch out on his own since it would take a year for the company to wind down. His success speaks for itself. For more details check out ideamensch.

 

 

A typical day for the CEO of Southridge starts by reviewing his portfolio and making a list of things that he and his staff could accomplish for the day. He divides his time between looking for new opportunities and making sure his current investments are on track for performance. You can visit their website southridge.com

 

 

Now, many of his ideas and deals come to life through people that bring those deals directly to his company. His company is also expert at finding those companies that can use his products and services. Cryptocurrency and pot are two trends that his firm is watching closely at the moment. When companies like Southridge Capital look closely at market trends, it means there is a lot of market potential. Both Stephen Hicks and his company are on the move.

 

 

Click here: https://www.facebook.com/southridgellc

 

Michael Burwell Joins Willies Tower Watson

Willies Tower Watson is known for its broking, global advisory and the solutions it offers to its customers around the world. It helps the clients to be able to turn their risk into a growth path for success. The company has its roots dating from 1828. it is a large company all over the world because it operates in 140 countries and has been able to employ over 40,0000 workers that serve in the countries.

The role of the company is to design and deliver required solutions that help in managing the risks and be able to optimize the profits. In addition, the company also cultivates peoples talents and help to expand capital power so that it can protect and offer strength to individuals and institutions. The company has a unique perspective that enables them to see the critical intersections between ideas, assets, and talents which is the dynamic formula driving performance of the business. In conjunction with people, it helps to unlock potential.

Roger Millay, former Willies Towers Watson specialist decided to retire on 2nd October 2017 and he was replaced by Michael Burwell. Michael became the companies chief finance officer. He took the position to replace the Roger Millay after his retirement.

Michael Burwell is an experienced man having worked for the last 31 years offering financial and professional services at PWC. He also held some senior leadership position roles. He was once the Global transformation head of PWC, the chief financial officer of the US and also the chief operating officer. In his career, he had also played the role of the head of Transaction Services of United States.

In his experience and expertise, he worked with audit and gained 11 years experience and also Transaction services Advisory and garnered 12 years experience. He also worked on pre-merger due valuation and diligence.

John Haley who is Willies Towers Watson chief executive officer talked about how excited he was when Michael Burwell joined their leadership team. It was an important point when it comes to their companies’ evolution. He was happy because Michael Burwell understands management, he can lead and drive better results having a strong focus on the clients. John had confidence in his finance, transformation and transaction expertise that will help to guide Willies Tower Watson long-term growth and their remaining in integration efforts. The company will now be able to gain its full potential success.

When Roger left the company to be replaced by Michael Burwell, Michael talked of Roger as being a happy man with the contribution and tremendous leadership to Willies Towers Watson. He left the company stronger after his service and helped to position for its future success. Find Related Information Here.

Michael Burwell talked about him being happy to get the chance to join the company. He was happy because of the company’s client commitments, leadership strength, and collaboration with the culture. Michael will look forward to contributing to the company’s success.

 

 

Jed McCaleb and the Launch of Stellar.org

If you’re not already familiar with Jed McCaleb, he is a programmer, entrepreneur, and the Co-founder of Stellar.org, an online platform connecting payment systems, banks, and people under the auspices of moving money quickly and reliably. Of course, McCaleb’s role with Stellar is not particularly surprising; according to the company’s website, stellar.org, McCaleb is a tremendous proponent of using technology to improve efficiency, which is precisely what Stellar.org is doing in the financial sector.

To further contextualize Stellar’s business model, it is a payment network created by McCaleb and business partner Joyce Kim, in 2014. The company prides themselves on their ability to streamline the transfer of funds via an open-source protocol, comprising of sophisticated network servers and Internet connectivity.

What makes stellar different than other payment networks? It’s one of the first, if not the only, payment network that facilitates multi-currency transactions, which according to the company’s website, is accomplished by using Lumens (XLM), a crypto-asset. Stellar.org also offers unprecedented tracking capabilities, offering a level of transparency not commonly seen on other payment platforms.

As far as McCaleb’s background is concerned, he began his entrepreneurial career, in 2000 with the launch of MetaMachine, a company predicated on providing business management services. In 2007, McCaleb had his sights set on expanding his entrepreneurial horizon by launching Code Collective, a software development company best known for programming and designing “The Far Wilds,” an innovative turn-based strategy game.

In 2011, Jed McCaleb turned his attention to finance, launching Ripple.com, in 2011, a currency exchange, remittance network, and gross settlement system. In fact, it was most likely Ripple that served as the inspiration for Stellar.org. Much like Stellar, Ripple operated as an open-source payment system, connecting payment providers, banks, and facilitating digital asset exchanges. According to Positivethefacts.com, in 2015, McCaleb took on an advisory role with Machine Intelligence Research Institute, based in California. The institute is a nonprofit that seeks to expand on AI technology.

In 2014, McCaleb Co-founded Stellar.org with hopes of improving upon outdated infrastructure commonly found in the financial industry. Stellar.org, from its inception, worked to streamline transactions amongst bankers and others involved in the finance industry through the use of technology.

Who Would Benefit The Most Working With Equities First

Equities First Holdings is a leading alternative source of capital during the harsh economic climate. When the economic climate is not favorable, banks and other companies issuing fast working capital using credit solutions are better in preliminary. As a matter of fact, no one has better business development in a way that cannot be matched in the industry. For this reason, the use of stock-based loans has been adopted as the better option during the harsh economic conditions.

No one can deny that the country is not in an economic crisis. Furthermore, the economic condition is also characterized by the increase in commodity prices. For this reason, the use of stocks to get money is the next best thing in the market. The harsh economic situation has also been worsened by the exit of Britain from the European Union. Over the past few years, Equities First Holdings has been adopted as the better option in the use of stock-based loans. During an economic crisis, companies and rich individuals seek the use of stock-based loans because the use of credit to secure loans is mitigated by banks and other financial institutions.

During the harsh economic crisis, many other options exist to obtain finance. However, the use of loans through banks has limited use. For this reason, people are prompted to look for better options to secure finance during the period. As a matter of fact, Equities First Holdings has been traced as the best company in this line of duty. For the company, they always engage in the issuance of fast working capital to those who want to use their stocks as collateral. It is also one of the most innovative ways of securing fast working capital. For this reason, you can get better business through the use of stocks as collateral.

https://www.morganlewis.com/news/pr_efhacquiresmeridianequity_25sept14 for more.

Who Would Benefit The Most Working With Equities First

Equities First Holdings is a leading alternative source of capital during the harsh economic climate. When the economic climate is not favorable, banks and other companies issuing fast working capital using credit solutions are better in preliminary. As a matter of fact, no one has better business development in a way that cannot be matched in the industry. For this reason, the use of stock-based loans has been adopted as the better option during the harsh economic conditions.

No one can deny that the country is not in an economic crisis. Furthermore, the economic condition is also characterized by the increase in commodity prices. For this reason, the use of stocks to get money is the next best thing in the market. The harsh economic situation has also been worsened by the exit of Britain from the European Union. Over the past few years, Equities First Holdings has been adopted as the better option in the use of stock-based loans. During an economic crisis, companies and rich individuals seek the use of stock-based loans because the use of credit to secure loans is mitigated by banks and other financial institutions.

During the harsh economic crisis, many other options exist to obtain finance. However, the use of loans through banks has limited use. For this reason, people are prompted to look for better options to secure finance during the period. As a matter of fact, Equities First Holdings has been traced as the best company in this line of duty. For the company, they always engage in the issuance of fast working capital to those who want to use their stocks as collateral. It is also one of the most innovative ways of securing fast working capital. For this reason, you can get better business through the use of stocks as collateral.

https://www.morganlewis.com/news/pr_efhacquiresmeridianequity_25sept14 for more.