Jim Toner: Conditions For Survival At Real Estate Game

Jim Toner has been in more than two decades in the real estate investment. In the start, Jim Toner was doing simple wholesale deals, and he was not having credit or money and later found himself on the CNN because he gave veterans debt-free homes away. He started in 2010 with unfortunate incidents, and he decided to drop from investing in real estate.

This incident had a long story where the “guru” stole all the money, and he had wrecked his life as part of the process. After he knew what requires to be in the “making money in the real estate” he thought of it as enough, and he didn’t want anything to do with that business.

According to Jim, started his life back working with entrepreneurs and business owners on how they could dramatically increase the business they have through the “celebrity positioning.” in the process, Jim Toner was able to write a book that he called “Send in the Wolves.” The book was able to go as number one on the Amazon.

During that time, there is a friend who approached him. He was a world-class marketer and asked whether Jim Toner was still in the business of investing in real estates. He tried to explain to him that he was out because of the way it was dirty. Between the government and “GURUS,” intervention, the business was not fun. He also mentioned that a large number of GURUS are nothing of the sort but just frauds who have good marketing. In his many years, as mentioned by the Score, Jim Toner was involved with the deals during the business.

After a few months, his friend contacted him again to hear whether Jim Toner reconsidered. He told him he would not review, but his friend reminded him of the way the “guru” guys set up pay companies with big money and create a story that is similar to his. He was told that he is the real deal and he should not walk away.

The real estate entrepreneur gave much thought to the issue, and he decided to jump back. The game started, but he had to follow his rules that he kept. First, he was to pick the market he would want to operate and the second is to find and the recruit the best investor locally to conduct his program.

Chairman of DAMAC Properties, Hussain Sajwani

Hussain Sajwani has built his company from humble beginnings to make it a global empire it is today. A graduate of Washington University, Sajwani began his career as a Contract Manager of GASCO, a subsidiary company of ADNOC. In 1992, he ventured into his own business and started a catering venture. Over time, this business has grown to provide services globally in addition to managing more than 200 projects. It has a market share in the Middle East, Africa, and Europe. Primarily, this particular venture specializes in providing ancillary services including workforce supply, camp management, and maintenance.

Notably, according to aliqtisadi.com, Sajwani was a crucial player in property market expansion in Dubai; in the 90s, he leveraged the influx of people coming to the country to do business and built several hotels. His most significant breakthrough was in 2002 when he established the DAMAC Properties that has grown to be one of the biggest property development companies in the Middle East. The company has over 2000 employees and is publicly listed in the Dubai Financial Market. So far, DAMAC Properties has delivered over 20,000 homes with an additional 44,000 units in various stages of development.

In its effort to bring new and exciting concepts in the market, DAMAC Properties has worked in tandem with notable fashion brands including Versace Home, Just Cavalli, Fendi Casa, and Bugatti. Also, a project under DAMAC Properties is a Tiger Woods-designed golf course that will be managed by Trump Organization. Further, the company launched its hospitality division, DAMAC Maison, in 2011 whose role is to provide services to hotel rooms and apartments. This puts the company in the list of the largest hotel operators in the Middle East.

Hussain Sajwani also has business interests in trading and has invested in Al Amana Building Materials that is linked with notable brands such as Dorn Bracht, Villeroy & Botch, and Grohe. He also has investments in Anwar Ceramic Tiles and Al Jazeera Services. Moreover, Sajwani has served in the boards of Majan University College in Muscat, Emirates Takaful Company (Abu Dhabi), and JUNO Online in New York. He has also contributed to philanthropic endeavors as well and recently donated AED 2 million in a campaign to clothe underprivileged children around the world. No doubt, Sajwani’s entrepreneurial skills have been integral to the success of DAMAC Properties and its affiliate ventures.

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College Dropout David Zalik Founds Billion Dollar Company GreenSky Credit

If you like a story about an unusual start in the business world that ends in originating a billion-dollar corporation, then reading about David Zalik is for you. From Zalik’s first experiences owning a company to inventing an almost risk-free lending model, his accomplishments are worth examining.

Zalik and his parents moved from Isreal to Alabama when he was 4 years old. After acing the SAT’s, he skipped high school and went to Auburn University. At Auburn, he bought computer parts, built computers, and sold them for a profit. Soon he dropped out of college to focus on the business which he named MicroTech. When he was 22, he sold MicroTech for a few million dollars. From there he invested in a bank and started a consultancy firm. Both businesses failed, but the lessons Zalik learned in the process led to GreenSky Credit.

GreenSky Credit offers loans for home remodeling projects, using building contractors as salespeople. The contractor can offer the homeowner instant financing through a GreenSky Credit app. With an excellent credit score, it only takes 40 seconds to get an approval with no interest and no payments for the first year. This access to credit helps sell more expensive remodeling jobs.

The real value of this business model is that it transfers most of the work and risk to outside parties. Contractors pay 6% of the loan balance to use the app which matches the customer to a bank that makes the loan. Banks pay 1% of the loan balance to get the loan and have GreenSky Credit service it. Since the banks make the loan, GreenSky Credit is not responsible for any defaults. They are a middleman that turns a profit on each side of the transaction for servicing the loans.

David Zalik has gone through successes and failures in business, using both to found a company whose profit margins are around 25% with $250 million in revenue a year. He has definitely had a notable career.

 

https://cardconnect.com/partner/greensky

https://www.bloomberg.com/news/articles/2016-09-26/instant-lending-made-this-college-dropout-a-billionaire

HCR Wealth Advisors Encourage Parents to Teach Kids about Finances and Budgeting

HCR Wealth Advisors is a registered investment advisory firm that has clients from many different backgrounds. The firm seeks to ensure that their clients are able to get the best service possible. HCR Wealth Advisors provides great tips to their clients not just for their personal wealth but also for the financial well-being of their children. In today’s fast paced world, it is essential for children to be prepared for their future. The first and the most important thing that they should know is how to manage their money. It is essential that the parents use explanations and examples that they will be able to understand at their age.

The professionals with HCR Wealth Advisors feel that children today need to understand what money is even before they start earning it for their livelihood. The best way to help them know it is by giving them allowances for doing chores around the house. It will encourage them to learn how difficult it is to earn money and also teach them about delayed gratification. It means that they will have to work hard for the things they want. You should also help them plan their budget using math skills. They should learn about saving money, and the best way to do it is by allowing them to open a bank account in their name and help them manage it. It has been proven that when people are taught about money management from an early age, they get better with money once they are older. It is also a good idea to make them part of your family budgeting when you plan a holiday.

The professionals at HCR Wealth Advisors also advise their clients that people today need knowledge of investment opportunities no matter how old they are. Thus, they can help their children grow up to be disciplined individuals by instilling these skills from the very start. These practical tips will help you prepare for the real world as an adult, and they will learn much more with practical application than what they will in school.

LinkedIn: https://www.linkedin.com/company/hcr-wealth-advisors

HCR Wealth Advisors is not affiliated with this website.

Hussain Sajwani is the DAMAC Owner As Well As A Dedicated Family Man

Hussain Sajwani is a highly successful Emirati businessman who serves as the DAMAC owner, founder, chairman and CEO. DAMAC Properties is one of the worlds most successful property development companies worth multiple billions of dollars. Hussain Sajwani is massively successful today but before he was the DAMAC owner, he came from a humble start. Hussain was born in 1954 into a hard-working middle-class family. His upbringing was very family oriented and Hussain’s father was the owner of a shop where he sold pens and watches. From this early age, Hussain learned the craft of entrepreneurship. When he reached adulthood, Hussain studied at the University of Washington earning a degree in economics. After his college career, he worked for the company GASCO in the oil industry. Filled with a desire to start his own thing, Hussain began a catering business in 1982. Today that catering business is still going strong and serves in excess of 150,000 meals a day to construction camps, 5-Star hotels and army bases.

 

The early 1990s saw Hussain enter the real estate business in the area of hotel development. He saw a niche to be filled as Abu Dhabi became a destination for entrepreneurs from all over the world to come to trade. It was in 2002 that Hussain Sajwani became the DAMAC owner, founded the real estate development firm with the object of developing exclusive properties to serve the business clientele that came regularly to Dubai and the UAE. The company had a rapid growth and was soon operating in Saudi Arabia, North Africa, Qatar and Oman among other countries in the Middle East. The company owns the distinction of being the first real estate developer from the Middle East to list on the prestigious London Stock Exchange.

 

DAMAC Properties and the DAMAC owner Hussain Sajwani is known for developing some of the most iconic structures in the Middle East today. Among DAMAC’s developments are locations such as Executive Heights in Dubai, Lake Terrace at Jumeirah Lake Towers and Park Towers in the DIFC.

 

Outside of his business life Hussain is well-known as a dedicated family man. He lives with his wife and children in Dubai.

From the Heart to the Big Screen of the Academy of Art University

Academy of University alumni Daniel Arriaga, recalls his experience working on the Disney Pixar movie Coco. Whether it’s the story, the animation, or the music, all three come together to create an entertaining story based on the Mexican culture. Daniel discussed the animation of the movie, specifically, the skeletons in the movie that were inspired by the Calaveras-skulls that are painted and are an integral part of Day of the Dead, or Dios de los Muertos. From the early drawings of the skeleton animations to the vibrant colors of the skeletons, it was important to Daniel as a Mexican-American to be as accurate as possible to Dios de los Muertos. As Senior Director of the Pixar Academy, Daniel’s advice to those who wished to work as an animator in studios such as Pixar, is to be open to creative opportunities and work on creating a strong portfolio.

Located in San Francisco, California is designed(no pun intended)to prep students to work as professionals in communication, the arts, and design. Not only is this a fact, but it’s also apart of the Academy’s mission statement. The school was founded in 1929 by painter and magazine editor Richard S. Stephens whose descendants have watched over the school.

The Academy of University is accredited by the National Association of Schools of Art and Design and offers master’s degrees, associate, and bachelor’s degrees. Graphic Design, Photography, Advertising, and Fashion are only a few of over ten majors the school has to offer. With 53,010 alumni, some graduates have gone on to work for EA, Pixar, Apple, and many others as well.

The founder, who was also a creative director for Sunset Magazine, had a vision for the college to help students achieve and grow to their full potential through hard work, and their portfolio shouldn’t define their talent.

 

Lacey And Larkin Fronterra Fund Fight For Justice Against Arpaio

Just when people in America think they can finally put their trust in the government and the legal system, something comes along to change their mind. Joe Arpaio was one topic of controversy that largely led to people losing faith in the workings of the government and the system that we live in.

A large amount of this mistrust was owing to the fact that someone like Arpaio was allowed to carry on as the Sheriff of Maricopa County for almost twenty-five years. Moreover, people kept getting agitated over the deeds that he was committing and the messages that he was sending.

Through his actions, he was telling people all over America that the judicial system was not on their side, and if they were members of the Latin American community, no one would be out to protect them. People all over America feared for their lives and wondered if they were ever going to live in harmony in the country that they call home.

The Lacey and Larkin Frontera Fund was one organization that was majorly responsible for the arrest of Arpaio that finally took place in October 2017. It was a moment that showed the effort of countless people and time put into one sole case.

The organization was founded with the intention of being able to take down Arpaio after its founders, Michael Lacey and Jim Larkin got to experience what it was like being one of Arpaio’s prisoners. Upon forming the Lacey and Larkin Frontera Fund, they actively tried to present information and evidence attesting to the crimes that Arpaio had been committing through the course of his career. Learn more about Jim Larkin and Michael Lacey: http://james-larkin.com/press/ and http://james-larkin.com/

It was because of the efforts of this organization that more and more people all over the country began to realize just how disrupted the system was and how important it was to see a government that worked for the benefit of its people, and not just people in positions of power.

Michael Lacey and Jim Larkin had founded the Lacey and Larkin Frontera Fund after receiving a compensation amount for the false arrest that Arpaio had conducted on them a few years earlier.

They had written an article about him in the newspaper that they ran, which outraged Arpaio, causing him to arrest the two falsely. After keeping them behind bars, he decided to free them, not realizing that this was the impetus that they needed to launch a full-fledged war against him.

Even though Arpaio has been given a sentence for the crimes that he committed, the one thing standing in the way of him paying for what he did is the President of the country.

Donald Trump and Arpaio have been longtime supporters of each other and share the same views about immigrants and people belonging to the Latin American community. Read more: Lacey and Larkin Frontera Fund and Michael Lacey | Crunchbase

It is evident why this pardon happened in the first place, which is something that had led to even more outrage than there was before when Arpaio had not yet been given a sentence for his heinous crimes.

How Waiakea Water Stands Out Among The Competition

Bottled water is a hot commodity right now, spend a few minutes in any grocery store and you’ll find that there are many brands and variations. Each one looks pretty much the same at the end of the day, but inside there is generally something special which the manufacturer includes in order to set them apart from the competition. Some include vitamins or some use a special filtration process, but what is it that sets Waiakea Water apart from the competition?

Waiakea Hawaiian Volcanic Water launched in 2012 when the company’s founder, Ryan Emmons, discovered that the Hawaiian water he enjoyed during summer visits with his family really was something special. Emmons described the water as healthy, pure and sustainable, and one of the only sources like it in the world was found in Hawaii.

Waiakea Water comes from one source that is clean and pristine located on the Big Island of Hawaii just outside of Hilo. It is naturally filtered through the Maua Loa volcano where it runs for thousands of feet making it naturally clean and pure. It also gives it quite a unique mineral composition, it is very rich in electrolytes including potassium, sodium, calcium and magnesium and it also has a nearly perfect amount of silica.

Waiakea Water not only comes from a natural and unique source, but also comes in special, sustainable packaging. The water is bottled at a plant that uses roughly 33 percent renewable energy, not only that, but the source itself is renewable boasting an impressive aquifer that has a 1.4 billion gallon recharge rate.

Waiakea water coming from the tropical destination of Hawaii might be enough to temp some consumers, sending their minds to the beautiful vacation destination. Not only that, but consumers tend to link the thought of Hawaii to a more natural and good product, it is a vibe that the thought of Hawaii gives off. The water also uses traditional Hawaiian language for their name, Waiakea comes from two words Wai akea, which translates to broad waters.

It is the filtering process of the water that really makes the company stand out from their competitors. This is not just regular natural water, it is volcanic water. Prior to bottling, the water flows through about 14,000 feet of volcanic rock inside the Mauna Loa volcano. This natural filtration process not only sounds unique and interesting, but many consumers find it just plain cool.

Finally, Waiakea sets themselves apart with their love of the environment. Not only is the water naturally filtered and the processing plant uses renewable energy to run itself, the company is moving one step further and working towards introducing a fully degradable plastic bottle for their water. Not only will these bottles biodegrade, most plastic bottles take over 1,000 years to degrade while Waiakea’s new bottles will only take about 15 years, they are also created using 100 percent recycle materials. They don’t stop there though, Waiakea Water has been certified Carbon Neutral due to their use of low emission vehicles to deliver water and they also choose to donate about 3 percent of their income to local community programs and organizations. The company has one more ace up their sleeve if you aren’t convinced yet. For every liter of their water that is purchased, Waiakea donates a week’s supply of clean water to the people who are in need of it in Malawi.

http://www.charmcitybeverage.com/water/waiakea-hawaiian-volcanic-water

Obsidian Energy Changes Name And Optimism Resounds

Despite the fact that they have recently gone through a name change the oil and natural gas company now known as Obsidian Energy has remained focused on delivering quality results to their customers and investors. Though it has been around since 1976 (founded in Calgary) as Penn West Petroleum Ltd, Obsidian Energy is now in the process of ushering in a brand-new era that is relentlessly focused on providing a bright future. Going forward it is easy to picture Obsidian Energy atop the oil and natural gas industry in Canada for decades to come.

 

If you, like many, are curious about where the name comes from it was selected by CEO Dave French due to obsidian being a natural gas that can be both “sharpened” and “honed”. It is symbolic in nature for a company that is constantly looking forward to the future. The name change coincides with an effort by Obsidian Energy to deliver on their promises to make the company leaner and stronger in order to continue their growth well into the future. One thing that has remained the same since their inception is 1976 is the passion for what they do, and that is evident to any outside observer as well as any employee of the company.

 

One thing that won’t be changing alongside the name, however, is Obsidian Energy’s commitment to giving back to their community and surrounding environment. Their insistence on communicating openly and honestly with residents of the areas they are working in is refreshing in an era marred with corporations who only act in secrecy. Additionally, they are constantly working to refine their safety procedures to the point where they are not just simply meeting legislative requirements, but in many cases exceeding them. These are just some of the many ways Obsidian Energy is looking out for both their employees and residents of the areas they serve. Click Here for more information.

 

Going forward for the company it seems CEO Dave French hit the nail on the head with the name change. As we move forward expect many exciting developments on how the company proceeds in taking their plan to “hone” and “refine” Obsidian to the next level. One thing is for certain: the change is exciting.

 

Check out their page on https://www.facebook.com/pages/Obsidian-Energy-Ltd/686118968246981

Louis Chenevert and Peerless Leadership Talents

United Technologies Corporation is a business that knows all about exemplary leaders. Louis Chenevert in the past was the business’ Chief Executive Officer. People simply cannot forget all of the great things he did for the company, either. Gregory Hayes is the name of United Technologies Corporation’s latest Chief Executive Officer. He makes a point to continue Chenevert tradition of strong work. He tells the people who work with him all the time about the value of company heads. He tells them that these leaders need to work as rocks of sorts. They need to try to improve companies in substantial ways. If a Chief Executive Officer exits a business for any reason, he or she should ensure that major improvements were made.

Company Chief Executive Officers have to provide tangible outcomes. They need to concentrate on brief spans of time. They need to concentrate on much lengthier ones as well. United Technologies Corporation is a firm that believes in employee investments. It’s one that believes in technological investments, too. The people who work for United Technologies Corporation are aware of the fact that present choices influence later outcomes in considerable ways.

Louis Chenevert homeland is the North American nation of Canada. The distinguished businessman was born in the Great White North in Montreal, Quebec at some point in 1958. Although he hails from Canada, he now lives in the United States in Hartford, Connecticut. Hartford is relatively close to New York, New York. Chenevert studied at the University of Montreal’s HEC Montreal. This is a noted business school that gave him a BBA (Bachelor of Business Administration) degree. He graduated in 1979.

Chenevert is equipped with a strong employment background. He was a reliable General Motors team member for close to 15 years. He worked his way up to general production manager status, too. He made the decision to leave General Motors in the early nineties. He got a job with Pratt & Whitney Canada at that time. He scored a gig as Pratt & Whitney’s trusted President in 1999. He began work with United Technologies Corporation in 2006.