Alastair Borthwick Biography

Alastair Borthwick was born on 17th February 1913 at Rutherglen but was raised in Troon and thereafter moved to Glasgow. He was a husband to Ann Corbett. It was in Glasgow that he attended Glasgow high school and became a member of Officer Training Corps. When he attained the age of sixteen, he left school to become a copytaker in the Evening Times. Later on, he became part of the Glasgow Weekly Herald which was by then a small newspaper where he worked with five other staff members. Alastair Borthwick was a writer and wrote many topics among which were put in the front page of the newspaper.

These topics were about women and children. He had the responsibility of compiling crosswords in the newspaper. He wrote Herald’s “Open Air ” page where he came to discover rock climbing which by then was considered to be an activity done by the rich. “Open Air” came about when outdoor recreation was growing. He wrote about subcultures where poor but resourceful people were seen hitchhiking at the North. This became the main topic discussed in his “Open Air” columns. Later in the year 1939, Alastair Borthwick published a book with he gave the title “Always a Little Further.”

One of the things he talked about in his book was social change. He used humor in writing his book and later on it became a classic book which is read to date. Borthwick got an opportunity to be in the British army during World War II. It was here that he worked very hard and was first given the lance corporal rank. He was then made captain and thereafter a Substantive Lieutenant in the army. One of Alastair Borthwick biggest achievements was when he led a battalion of soldiers without any directions. He relied on his sense of direction.

They invaded the Germans at night and managed to defeat them. During the war, Alastair Borthwick (@alastairborthwickauthor) gained inspiration to write his second book “Sans Peur”. It contained a history about the regimes during World War II. Later on, he decided to be a television and radio broadcaster. He settled on a farm in the village at Barr. He thereafter succumbed to death in 2003.

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Dick Devos: Businessman and Philanthropist

Have you been watching the news in Washington? While there have been many changes since President Trump took office, one appointment has been very eye-opening in the past year. Dick Devos is now on the Federal Aviation Administration’s Management Advisory Council. The new council is mainly concerned with policies, regulations, future growth, and budgets to carry through the next few years as well as spark new changes for the aviation industry in America. This comes after President Trump made a point during his presidential election run to state that aviation had fallen behind in America compared to foreign markets and airlines like Emirates.


The changes have already been taking place for the past year. Devos was appointed in September 2017 and has been working with the FAA for the past year. His knowledge in aviation business and education is legendary, as he was able to turn around a failing airport in less than a decade to become one of the biggest international airports for business travelers. The airport is one in his hometown of Grand Rapids.


It was in the 1990s that Devos first started to take notice of the businesses in Grand Rapids. He began working with the leaders to help them bring more commerce and industry to the downtown areas. That included passing on some plans that would have moved the center of downtown to other areas. Devos had seen what sports arenas and convention centers could do when not placed properly. After all, he had seen what had happened to Detroit.


He wanted to create real change and see that Grand Rapids became a rapidly growing city. He worked first with the business leaders, and then he looked to the airport. He saw an opportunity to change the airport into something much bigger than the small executive-style airport that it had become. He worked with the CEO and the airlines at the airports to expand, eventually leading to a $45 million renovation.


The renovation is just one part of Devos’ plans to increase the volume of traffic and ticket sales at the airport. It will bring in a new business traveler center, which is one of the main reasons that so many travelers are coming to Grand Rapids.


Devos will be working with the FAA for another year, meeting once every quarter to discuss new plans.


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Contactless Payment: What It Is, And How It Could Affect Business Forever

The Credit Card Of The 21st Century?


Contactless payment, also called e-pay and “wave and pay”, is a result of recent technological developments – specifically in the field of near-field communication technology (NFC). Through this technology, you can enter your credit card details into smart devices like smartphones and smartwatches. Once the data is stored you can use the device’s NFC sensor (if it has one) at keypads in convenience stores and restaurants to pay for goods and services. In addition to credit cards, contactless payment also works with debit and smart cards.


Contactless payment makes payment easier, faster, more secure, and more accessible than ever before as a result. It can be used anywhere that NFC readers are accepted. Although that list is still relatively small, it is growing as more and more businesses learn about the benefits of contactless pay.


Sweeping The Payment Industry By Storm


According to a report made by the British Retail Consortium, more than half of all purchases made in Great Britain are now made with credit cards for the first time in its history. With the benefits of contactless payment, the BRC expects that contactless payments will soon be the new norm for payments around the world.




PSI Pay is a company that provides e-pay services, similar to Google Pay and Apple Pay. They own Kerv, an affiliate company that produces a proprietary ring – a wearable (smart device) that uses contactless pay the same way as a smartphone. These rings come in twelve different sizes and are water and scratch resistant. In order to make a payment, all you need to do is simply tap the ring against a keypad or sensor.


With Kerv, PSI Pay looks set to dominate the 108 million contactless payments that have been made in the UK since 2017. Since 2007, PSI-Pay has been providing its countless pay services to both local and international businesses. The company provides its services extensively throughout 170 different nations and also offers electronic currency for use.


Conclusion – A Contactless Future


E-pay offers consumers an unprecedented level of convenience, speed, and security that has never been available before. As this technology is rapidly catching on, those businesses that can ride the wave of innovation will profit greatly. PSI Pay is doing just this. As it contributes to the industry of contactless payment, PSY Pay is set to be a leader in the future of finance and commerce.


A Little About Contactless Payment Methods

What is Contactless Payment Options?


A contactless payment center is a point-of-sale service that allows users to use their phone or another contactless payment method to make payment for a purchase. This can be in the form of a ring. The fact is they do not need to carry cash or debit and credit cards.


Is Contactless Payment Methods Legal?


Yes, contactless payment methods are legal. They are growing in popularity with the European Union and especially in the United Kingdom. There are measures put in place to prevent fraud on the cards associated with the contactless payment methods you use.


What if There is Fraud Committed on my Account?


Despite the efforts being made to prevent fraud on the cards associated with your contactless payment methods fraud is still going to occur. This will mean that you are not legally responsible for any fraudulent payments made with your contactless payment methods.


Does Contactless Payment Have any Partners?


Yes, contactless payment is growing in popularity both in the United States and the European Union. The partners in the United States are Google Pay and Apple Pay. Customers link their debit and credit cards to their Google Pay or Apple Pay account. Then they waive their phone to the point-of-sale terminal and the cards on file are charged.


In the European Union, they have both Google Pay and Apple Pay for payment with the phone. But they also have a ring available for customers to use. The ring is available in multiple sizes and styles. The ring is not gendered specific. The user simply waives the ring to the point-of-sale terminal and the card on file is charged.


Is the Ring Safe?


No, it is not safe from fraud. There is a possibility that the ring will be stolen and used for purchases by someone other than you. If this happens you are safeguarded with the fraud prevention measures put into place for the ring. Also, you should know that you cannot make a purchase of more than 30 pounds. This is to protect you from fraud.


When Will the Ring Contactless Payment Method Come to the United States?


There is no definite answer to this question. The ring contactless payment method is being tested in the European Union. When it is done being tested it might make its appearance throughout the rest of the world including in the United States.


Organo Gold Is The Gourmet Coffee You Need To Taste To Believe.

Organo is a premium beverage and personal care company that was founded in 2008 in order to bring customers something a little better than normal to their homes and kitchens. Organo was founded with the goal of bringing premium ingredients back into a mainstream industry while focusing on a company culture that values loyalty, education, and unity. Organo produces everything from exotic tea blends to gourmet black coffee and that is exactly what we are going to be talking about today.

Organo Gold is the premium, gourmet black coffee blend that has everyone, everywhere, talking. When you reach for your first cup of coffee in the morning, whether you need it to inspire you for work or to simply start your day, you want to know that you are reaching for something that is as good for you as it tastes. Organ Gold is a unique coffee blend that is a little different than what you are probably used to. What is different about it? We’re glad that you asked.

Organo Gold is comprised of, essentially, two different ingredients. The first ingredient is pretty foundational to coffee everywhere: coffee beans. The coffee beans that Organo uses for this blend are sourced from Indonesia and feature a dark roast with a full-bodied taste that fills your mouth up when you take your first gulp. Adding on to the Arabica blend of coffee beans is the addition of Organo’s secret ingredient; Ganoderma Lucidum.

Ganoderma Lucidum is the difference-maker for Organo Gold and the reason that the coffee has been so successful around the world. Ganoderma Lucidum is more commonly referred to as the Red Reishi Mushroom. While we understand your aversion to having fungi in your coffee, you might want to give this a shot. Not only does the organic powdered substance add flavor to your glass, it also adds immune system benefits.

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Dr. Eric Forsthoefel weighs in on why hospitals need to reduce non-urgent visits to emergency rooms

Eric Forsthoefel is a Florida based doctor specializing in emergency medicine. He is a well-accomplished doctor who has medical licenses in the states of Florida and Los Angeles. Dr. Eric Forsthoefel first attended his medical studies at University of Louisville from 2009 to 2012.

After graduating from University of Louisville, Dr. Erick joined Louisiana state university where he completed his residency in emergency medicine. After completing his residency, Dr. Eric Forsthoefel received certifications and the required licenses from various boards in order to serve patients in the ER. Dr. Forsthoefel has also received certifications by the American board of emergency medicine to help patients in emergency medicine.

After university and receiving the numerous certifications to operate as an emergency doctor, Dr. Forsthoefel proceeded to serve the people in an emergency room where he has accrued more than six years of experience. His training and experience have made him an accomplished doctor in assessing, responding, and treating patients with emergency conditions.

Dr. Eric’s time at the emergency rooms has opened his eyes to the whole world of ER. In this article, he addresses one of the most emerging trends that concern him. According to research, one of the significant problems in healthcare is the excessive use of emergency rooms for non-acute conditions.


According to a survey conducted by NPR, Robert Wood Johnson Foundation, and Harvard T.H Chan School of public health, more than a third of Americans visit the ER even though their condition does not qualify as an emergency.

Previous research has reiterated this trend too. According to additional study, this practice has been ongoing since the 90’s.

Why is this a problem?

According to doctor Eric Forsthoefel, the lack of primary health care is one the leading reasons why people visit the emergency rooms in hospitals even though their conditions are diagnosed as non-urgent.

Regardless of the condition of the patient, each patient that visits the emergency room is attended to as an emergency case. Nurses, physicians, technicians, support staff, and other resources such as beds and medical equipment are mobilized to attend to the patient.

The high number of people visiting the ER has led to the stretching of hospital resources further, thus making it hard for the department to attend to urgent cases. Dr. Eric says that this presents a challenge to the department and minimizes the department’s efficiency.

Why do people visit the ER for non-urgent conditions and what can be done?

According to the doctor, most people visit to ER due to three reasons:

  1. Unavailability of a primary care provider in the evening and weekends
  1. Long appointment schedules – usually at least 24 hours.
  1. To avoid deductibles and copay

If these three issues are addressed, hospitals could reduce the number of people visiting the ER, a reduction that would enhance effectiveness and efficiency in their emergency departments.

Paul Mampilly: Can Blockchain End Identity Theft?

Blockchain technology is becoming the main discussion in the business world. It is moving past the usual cryptocurrencies into governments and companies. Business professionals are trialing the emerging variables of this technology and using it to develop their businesses. In an article by Banyan Hill Publishing, Paul Mampilly writes about the emerging trends of blockchain technology and its use in preventing identity theft. He started this discussion with a real-life story of how long it takes for an individual to receive a driver’s license. According to Mampilly, when renewing his license, he spent more than ten hours waiting in line. Paul Mampilly reiterated the fact that people had to wait for hours before the office opens.

To drive his point home, Mampilly writes that the renewal process of the driver’s license also involves as an individual is supposed to produce many documents including a passport and a Social Security Card. Currently, people must produce approximately three formal documents besides proof of an actual mailing address. With that said, those who have lost vital identification documents find it difficult to replace since it takes a lot of effort and time. Aside from that, replacement can be relatively expensive. Paul Mampilly, therefore, proposes the use of blockchain security.

One year ago, Mampilly said that he would be excited to get a microchip as this would make life easier. He added that he would gladly ditch sensitive documents and use the microchip. As he pointed out, blockchain technology can eliminate the use of these documents in the current generation. Nevertheless, most people do not understand how this technology works. Paul Mampilly says that it is a secure digital ledger that often backs cryptocurrencies.

Blockchain is an electronic system that stores a record of date. Every important collection of data fits in a block. Multiple blocks are then composed to create a chain. Data must be accurate, and correct to fit in a chain. The blockchain is safe since the data is copied to a different location. Therefore, if someone tried to store erroneous information, it would be easy to detect.

Paul Mampilly is a data analyst and senior editor at Banyan Hill Publishing. Following vast experience in the industry, he founded a newsletter called Profits Unlimited. It guides investors in analyzing high-risk stocks.

Carlos Alberto de Oliveira Andrade, the CAOA Founder

Carlos Alberto de Oliveira Andrade is the present chairman and founder of the CAOA distributor and automotive assembly. Dr. Carlos started his automotive career sector in the year 1979 and obtained a Landau Ford at the dealership, Ford Campina Grande. The dealership was bankrupt before it was handed over to Dr. Carlos. To date, CAOA Company has become the gigantic dealer of Ford in Latin America.

Carlos Alberto de Oliveira Andrade founded the CAOA Company which is an automotive Company in Brazil. The company manufactures Subaru, Ford, and Hyundai car models. It has gone the extra mile to import Subaru and Hyundai vehicles the operation which was started in the year 1990. Besides, CAOA Company manufactures Tucson IX35, Tucson SUVs, and HD80 factory trucks in its assembly which are located in Annapolis. CAOA has done tremendously well by selling more than one million cars in the market of Brazil alone.

Carlos Alberto de Oliveira Andrade is intelligent, creative and capable of foreseeing great business opportunity like he did when he established the CAOA Company. He mainly focuses more on marketing, distribution, and enhances a comfortable network of selling the products. Dr. Carlos works under the leadership of delegation, profession, and integrity in his Company. To ensure the firm remains vibrant in the marketing economy, the leadership led by Carlos Alberto de Oliveira Andrade employs the principle of permission marketing.

CAOA Company, a manufacturer and importer of Hyundai, was inaugurated officially in 2007 in South America. After its launch, the company was projected to produce $600 million in the industry of Annapolis. The industry that carries all the activities of the automobile has the highest quality standards which are automated in a dignified way. The organization is now operating in various parts of Brazil and has been accredited to be the largest in the country.

Besides, CAOA Corporation has created several employment opportunities and reduced the rate of poverty in Brazil. Within the first year of its operation, it was able to increase the in per capita income multiple times. The Company treasures and values its customers whereby clients are rewarded with 24/7 customer care, respect, and care. Dr. Carlos always emphasizes healthy customer relationship to win maximum referrals.

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Wes Edens is Bringing Innovation in the Finance Department

Wes Edens is a professional who is fortunate to have so many titles in the complicated market. The businessman has always been a key figure in the American financial department. While many people are struggling to acquire a special position in the market, the businessman has been having an easy time while running one of the largest private equity firms that are found in the entire world. The businessman founded a company called Fortress Investment with the help of his friend very many years ago, and together, they have been able to bring a powerful institution that has changed the world in the best way. The story of Wes Edens began when he came into the world many decades ago. To know more about him click here.

When he was a young boy, Edens had the opportunity to attend good schools. The finance background he received when he was at the university helped him to acquire respectable positions in the corporate world. When graduating from the university, the market needed professionals who were well trained in finance, and most companies knew that only people with the right academic qualifications could make the changes they were looking for. Wes Edens worked for many organizations before he finally decided that he wanted to impact a bigger part of the global community.

Wes Edens and his other executives founded a company that was going to be unique and competitive compared to the rest in the market. The team took their time to understand the challenges that many companies were facing, and this is why they laid the foundation for a very influential company. The organization started its first offices in the US before opening other offices in other areas. Consumers appreciated the high-quality services they were getting from the company, and they did their best to make the company a leader. Twenty years later, Fortress Investment is impacting lives, and it has managed to win the hearts of many people. Leadership has its share of challenges. Wes Edens has been fortunate to have some of the crucial leadership qualities needed for an international company. These skills have helped him to maintain the prestigious position of company principal over the years.

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The U.S. Money Reserve attends the Lone Sailor Awards Dinner

On September 25th, 2018 The U.S. Money Reserve attended the 2018 Lone Sailor Awards Dinner at the National Building Museum in Washington, D.C. Several distinguished members represented the U.S. Money Reserve team, including Jim Warren, Christol Farris, Jennifer Olivier, and Hosea Perkins.

The U.S. Reserve has proven to be a close partner to the U.S. Navy Memorial and the members were happy to be in attendance to recognize multiple decades of our honored men and women who have served as part of the Sea Services.

The U.S. reserve has always made a substantial effort to be a strong supporter of the U.S. Navy Memorial and believes in showing our appreciation for the men and women who have bravely served our country.

This was exhibited when they used proceeds from the issuance of an exclusive Pearl Harbor coin series to help fund and dedicate a Lone Sailor statue in Honolulu, Hawaii in 2017. Connect with US Reserve on LinkedIn

The Lone Sailor Awards Dinner is a well-recognized event that is held in Washington every year. The awards dinner is held by the United States Navy Memorial to honor and celebrate award recipients and the men and women of the Sea Services from all eras. Read more: U.S. Money Reserve Wins Two ‘Best of Category’ Awards at 2018 AdSphere™ Awards and US Money Reserve | Facebook

Gathering at this special event every year, Senior Navy Officials, the Navy Memorial Board of Directors, Corporate Sponsors and various Washington representatives get together to celebrate the newest award recipients.

The award is given to Sea Service veterans who have distinguished themselves during their careers or after service. The recipients are recognized for their exhibition of honor, bravery and commitment to duty.

About the U.S. Money Reserve

The U.S. Money Reserve is one of the United States largest distributors of coins that are issued by the U.S. government. The U.S. Money reserve deals in gold, silver and platinum issue coins.

The U.S. Reserve has been in business for over a decade, has more than 400,000 satisfied clients and prides themselves on being highly trusted individuals who help their clients choose the highest quality precious metals that best match their portfolios. The U.S. Money Reserve is led by a president that is a former United States Mint Director and is the only distributor in this field that can make that claim.