Richard Dwayne Blair Reveals His Personal Approach To Retirement Planning

When it comes to financial planning, many people don’t give it as much thought as they should. Richard Dwayne Blair is an investment advisor who believes everyone should be more diligent in planning for their future and he has imparted his own system, hoping people will use it to help themselves.

Mr. Blair recommends consulting a financial advisor to help you map out your retirement goals and your current financial situation. This first step is critical, because it can help you and your advisor develop a solid plan for helping you achieve your goal. By determining your tolerance for risk, an advisor can recommend he best strategies for helping you maximize your financial growth.

This leads to the next step, which involves plotting out a course of action that will help you use your money to earn more growth, while also ensuring you keep enough capital liquidated for your immediate needs. Throughout this process, Richard Dwayne Blair recommends continued analysis of your progress, including any losses you may suffer. Through regular examination of your holdings, your investments may be adjusted or altered to maximize growth and limit your risks.

Finally, Richard suggests looking at your insurance coverage. By ensuring you have enough coverage, you can be protected from life’s emergencies. Too often, people are caught underinsured and unprepared, which forces them to drain their retirement and investment capital to cover these expenses. Instead, Mr. Blair recommends using insurance for what it was intended to do and leaving your investments where they can do the most good.

Richard Dwayne Blair founded Wealth Solutions as a Registered Investment Advisory firm in Austin, Texas in 1994. The firm helps individuals and families, as well as small businesses, address their financial and investment needs in an evolving economy. Richard has always enjoyed helping others and sharing his knowledge. His firm lets him do both in respect to retirement planning.

Mr. Blair attended the University of Houston, where he earned a bachelor’s degree in finance and financial management services. He used that education to open his own firm shortly after finishing his education. Since that time, Wealth Solutions has evolved into a full service investment and wealth management firm.


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